We are XGroup Benefits, LLC (“Company,” “we,” “us,” “our”). Our business registration number is [insert number].
We operate the website https://www.xgroupbenefits.com (the “Site”), as well as any related products and services that reference or link to these Legal Terms (collectively, the “Services”).
You can contact us by email at legal@xgroupbenefits.com or by mail at [insert mailing address].
These Legal Terms constitute a legally binding agreement between you, whether personally or on behalf of an entity (“you”), and XGroup Benefits, concerning your access to and use of the Services. By accessing the Services, you acknowledge that you have read, understood, and agree to be bound by all of these Legal Terms. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, YOU ARE PROHIBITED FROM USING THE SERVICES AND MUST DISCONTINUE USE IMMEDIATELY.
Supplemental terms and conditions or documents posted on the Services from time to time are incorporated herein by reference. We may modify these Legal Terms at any time in our sole discretion. Updates will be indicated by a change to the “Last updated” date. It is your responsibility to review these Legal Terms periodically. Your continued use of the Services constitutes acceptance of any revisions.
The Services are intended for users 18 years and older. Persons under 18 are not permitted to use or register for the Services.
We recommend printing a copy of these Legal Terms for your records.
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The Services provide information and administrative support for group health benefit plans, including self-funded plans with Stop-Loss protection, plan selection guidance, and TPA services.
The Services are intended for businesses and employers in the United States seeking guidance on group health insurance. You may not use the Services in jurisdictions where it would be unlawful or require registration under local laws.
Important: The Services are not a substitute for legal, tax, or regulatory advice. If your business must comply with laws such as HIPAA, GLBA, or other industry-specific regulations, consult appropriate professionals before using the Services.
We own or license all intellectual property in the Services, including software, designs, content, graphics, trademarks, and logos (collectively, “Content” and “Marks”).
The Content and Marks are protected by U.S. and international copyright, trademark, and other laws.
Subject to these Legal Terms, we grant you a non-exclusive, non-transferable, revocable license to:
No other use of Content or Marks is allowed without written permission. Requests should be sent to legal@xgroupbenefits.com.
By using the Services, you represent and warrant that:
Providing inaccurate information may result in suspension or termination of your access.
You may not:
The Services are provided “as-is”. We disclaim all warranties, express or implied, including:
We are not responsible for losses or damages arising from your use of the Services, including any reliance on the Content or connection to third-party providers.
To the fullest extent permitted by law, XGroup Benefits, its affiliates, employees, or agents will not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use or inability to use the Services.
You agree to defend, indemnify, and hold us harmless from any claims, losses, or damages arising from:
For questions regarding these Legal Terms, please contact:
XGroup Benefits,
LLC
Email: legal@xgroupbenefits.com
Address: [Insert Mailing Address]
